Period of insurance the time for which this policy is in force as shown in your schedule. Any motor vehicle loaned to a permitted driver as shown on your certificate of motor insurance by a supplier we have nominated following a claim under the policy applicable to comprehensive cover only. Loss or damage to your vehicle provides cover for any loss or damage to your vehicle or the accessories due to natural calamities fire, explosion, self ignition or lightning, earthquake, flood, typhoon. The visible documents below relate to our latest versions, for the documents relevant to you please refer to your customer portal. Subject to the terms, conditions, exclusions, stipulations and definitions contained herein or endorsed or otherwise expressed hereon, if during the policy period, the. Your insurance this document is a legally binding contract of insurance between you and us tradewise insurance company ltd. Icici lombard motor insurance policy is a comprehensive vehicle insurance, which is governed by the indian motor tariff.
Practice of general insurance notes 41 motor insurance diploma in insurance services 3. Please read this policy wording together with your policy schedule to make sure you know what cover is provided. Your vehicle, your motor vehicle the insured vehicle shown in the schedule. Private car policy wording welcome to hedgehog thank you for choosing hedgehog for your car insurance. Fully complete the motor accident report on the back of the english. Tesco bank car insurance optional cover motor legal guard. This policy booklet offers you comprehensive information and highlights important aspects such as. Motor legal protection insurance policy summary and policy wording motor legal expenses motor legal expenses provides. Insurance for legal costs for certain types of disputes. Liability only policies applicable for all types of vehicles 5. How to understand your policy documents frequently asked.
Grievances policyholder servicing turnaround times as prescribed by irda maximum turn around time. Future secure motor insurance for private car policy wordings. This product disclosure statement pds and policy wording is an important legal. Make sure that you read the general exclusions, the general conditions and any clauses or endorsements that apply. We will provide this insurance in return for the premium you have paid to us. Motor insurance can be broadly classified under below heads. Policy wordings of motor other than motor trade related policies pw m 01 policy wordings of motor other than motor trade related policies rev. Policy this insurance document and the schedule, including any endorsements. To help you read and understand your policy better we provide some explanatory notes together with comments and examples written in italic. Motor claims guide is a comprehensive guide developed by the malaysian. Certificate of motor insurance a document which is legal evidence of your insurance and forms part of the contract of motor insurance. Private car package policy wording not exceeding 6 months exceeding 6 months but not exceeding 1 year exceeding 1 year but not exceeding 2 years exceeding 2 years but not exceeding 3 year exceeding 3 years but not exceeding 4 years exceeding 4 years but not exceeding 5 years exceeding 5 years but not exceeding 10 years exceeding 10 years nil 5%. Thank you for placing your trust in us to provide your insurance cover.
If you are in any doubt, please contact us or your insurance agent. We will provide insurance in the terms of this policy for injury or damage occurring during the period of insurance which shall include any subsequent period for which we may accept payment. Your policy is designed for easy amendment or extension. The present insurance cover represents your motor insurance policy from uantum nsurance td this policy.
Motor policy wording this insurance is provided by aig europe limited. Well add details about your insurance policy to the motor insurance database mid. Your private motor car policy is a contract between us, the company, and you, our insured named in the schedule. Not willing to print several documents all individually. Thank you for choosing lv broker clear van insurance. Our agreement your policy is an agreement between you and us, made up of. Tradewise insurance company limited and authorised coinsurers, details of which. The motor insurance database information relating to this insurance policy will be added to the motor insurance database mid managed by the motor insurers bureau mib. These words have the same meaning wherever they are used in this insurance.
Your policy wording this booklet contains details of your cover. Arista insurance motor trade insurance policy wording and. Our farm motor insurance covers agricultural vehicles including tractors, farm quads and combines plus private and commercial vehicles. The information you provided, eligibility criteria and declaration you agreed to, along with this policy booklet, your schedule and your certificate of motor insurance are all part of your policy. General terms please read your policy very carefully. Heres where you can find the text for each of our policies for your easy reference. The documents are in pdf format so youll need adobe reader to open them. If your certificate of motor insurance allows driving by any driver, please. Motor policy wording home insurance from aig europe.
Motor insurance handbook english final policyholder. It is important that the policy, the schedule and any amendments are read together to avoid misunderstanding. If more than one auto is insured, premiums will be shown for. We are part of the axa group one of the worlds leading insurers and financial services providers so youre in safe hands. This policy wording your policy schedule, which sets out the cover youve chosen and any terms specific to you. Please read this policy wording, the policy schedule and the certi. Why do i need months of insurance and not an annual insurance of 12 months. Certificate of insuranceshall mean the document showing that the policy meets the legal requirements for insuring motor vehicles in accordance with relevant motor vehicle legislation in certain eea states. Company shall mean tradewise insurance company ltd. If the policy number ends mtw please click here for the applicable policy information and documents.
The insured may authorise the repair of the vehicle necessitated by damage for which the company may be liable under this policy provided that. We will provide insurance in the terms of this policy for injury or damage occurring during the period of insurance which shall include any subsequent period for which we may accept payment for the renewal of the policy. Policy this policy booklet, schedule, motor proposal con. Indemnity of the motor vehicle road risks section of cover forms a separate contract of insurance between you and mondial assistance uk limited trading as allianz global assistance. Lucia this is a sample policy document that provides full wording for all the covers we offer. Endorsement shall mean an amendment to the terms of this insurance. Browse through the brochures below and see for yourself how rewarding it is to be an outsurance client. Documentation for motor insurance plans by bajaj allianz.
Motor insurance policy booklet rsa insurance group. Bxamop1638v011516 bharti axa general insurance company limited, 1st floor, ferns icon, survey no. This summary does not describe all the terms and conditions of your policy, so please take time to read the policy document to make sure you understand the cover it. We have used examples and comments to make parts of this policy document. Certain words appearing in your motor policy wording, schedule of insurance or certificate of motor insurance have been defined and they will have the same meaning wherever they are shown in bold. It sets out the details of your insurance contract with covea insurance. Motor insurance insurance document wording about our insurance services motor insurance document changes insurance document wording changes. It should be read along with your schedule and certificate of motor insurance. Call 800dent 3368 and quote your car policy number for assistance. Your certificate is proof that you have car insurance. You will notice that some words in the policy are printed in bold letters. Term meaning 1year plan the plan of the policy, which has a period of insurance of one year. Policy wording general insurance company in india for motor. What law is applicable to my rsa motor insurance policy.
Insurance documents you can find out all you need to know about outsurance insurance cover right here. Road traffic act any acts, laws or regulations, which govern the driving or use of any motor vehicle in great britain, northern ireland, the isle of man and the channel islands. Octane underwriting limited is an appointed representative of prestige underwriting services limited who are authorised and regulated by the financial conduct authority, frn 307105. Motor legal expenses policy summary some important facts about your motor legal expenses insurance policy are summarised below. This is a sample policy document that provides full wording. Word or expression definition accessories additional or supplementary parts of the car not directly related to its function as a vehicle, whilst in. Legal helpline you can use the helpline service to discuss any problem occurring under this policy within the united kingdom, the channel islands. Your policy has been arranged with gefion insurance as gefion. Schedule the document showing your name, your address and your insurance details that we sent you when we accepted this insurance or following any subsequent amendment to. Aig europe limited is a member of the association of british insurers. This summary does not describe all the terms and conditions of your policy, so please take time to read the policy document to make sure you understand the cover it provides.
Once you have bought your policy you will be provided with the documentation specific to what you have requested. Mid and the data stored on it may be used by certain statutory andor authorised. Nzi steadfast commercial motor vehicle wording builtin insurance. In case the policy is cancelled, do you return the premium for the unexpired period. The original operations manuals that came with the insured item, vehicle or. The contract is based on the information you gave us in the proposal you signed or a statement of fact that you have made. This insurance is provided by aig europe limited which is authorised by the prudential regulation authority and regulated by the financial conduct authority and prudential regulation authority frn 202628. You should pay special attention to the general exceptions and general terms and conditions of this policy wording. Motor insurance policy thank you for choosing octane underwriting limited for your motor insurance.
Our farm motor insurance covers agricultural vehicles including tractors, farm quads and combines plus private and. Your car insurance policy this is your car insurance policy booklet. Future secure motor insurance for private car policy. Enhanced private car policy motor insurance explanatory notes how to read this document please note that your private car policy only starts from page 6 onwards.
Prestige classic cover insurance policy wording 0618 page 1 motor vehicle insurance policy welcome to prestige by classic cover welcome to your prestige by classic cover insurance policy. Your policy wording is divided into a number of sections and must be read together with your schedule, endorsements and certificate of motor insurance. Car insurance gives coverage against accidental loss or damages to own car or to a third party. Loss or damage to your vehicle provides cover for any loss or damage to your vehicle or the accessories due to. Policy wording motor trade road transit risks policy. Schedule the document showing your name, your address and your insurance details that we sent you when we accepted this insurance or following any subsequent amendment to your cover. It should be read along with your schedule and certificate. Aristas motor trade insurance policy provides cover for a wide range of motor trade activities.
Call 8008181 and quote your car policy number for assistance. You, your the insured person named in the certificate of motor insurance and the schedule. Browse through the brochures below and see for yourself how rewarding it. If anything is not correct, please return it immediately. For all motor trade claims, other than those under the. Enhanced private car policy personal insurance from aig. While choosing a car insurance policy, a person should always compare the premium offered by various insurers to ensure that he got the best deal. Motor trade select policy wording allianz insurance. Important we recommend that you read this policy with your schedule to make sure that it meets with your needs. Information relating to your insurance policy will be added to the motor insurance database mid managed by the motor insurers bureau mib. Why cant the insurance and registration be in two different names.
Please read it carefully together with your schedule, statement of fact and the certificate of motor insurance, as together these documents form the contract between you and the insurer. Applicable to commercial vehicle policy and motor trade policy road risk nonconsumer insurance contract. We will supply a new policy document should you require it at renewal. Find the required brochures, policy wordings and proposal forms of all bajaj allianz motor insurance plans here. So that you understand what you are covered for, please read this policy wording, the schedule which may make reference to endorsements and the certificate of motor insurance very carefully. Please note that your private car policy only starts from page 6 onwards. Allstate insurance company allstate insurance company the company named in the policy declarations a stock company home office. Private car package policy wording respect of any one accident. This is a sample policy document that provides full. Policy wording this policy is underwritten by qbe insurance australia limited abn 78 003 191 035 afsl 239545. You should read the policy, schedule and certificate of motor insurance and any later endorsements as if.
Your policy sets out the terms, conditions and exclusions. Private car package policy wording not exceeding 6 months exceeding 6 months but not exceeding 1 year. Combining them creates just one document for you to print. Policy wording tokio marine malaysia an insurance company. Motor legal protection insurance policy summary and policy. A coverage applies only when a premium for it is shown on the policy declarations. Simply search for the policy that you want youll find them sorted i.
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